Sunday, October 6, 2019
Global Ocean Currents explain why Northern Hemisphere is the soggier Essay
Global Ocean Currents explain why Northern Hemisphere is the soggier one - Essay Example This zone is referred to as the zone of inter-tropical convergence, and it is neither symmetric nor centred around the equator. Rather, it is to be found over the oceans in the northern tropical regions. Frierson et al. used observational data and model simulations to show overturning circulation in the oceans, as well as associated energy transports, and their importance in boreal disposition of rainfall (Hickey, 2013). Hemispheric asymmetry in the ITCZ is caused by the influence of tropical landmasses and their associated cloud fields, and atmospheric circulation on ocean currents and temperatures (Frierson et al, 2013). On average, the Southern hemisphere absorbs more energy than the Northern hemisphere from the atmosphere. The energetic imbalance that results between the two hemispheres is redressed by meridional overturning circulation of the ocean, which transports heat from the Southern Hemisphere northwards towards the equator to be released as atmospheric heat. The ITCZ is sensitive to heat redistribution through the meridional overturning circulation. Generally, in the tropics, energy at the surface is absorbed by the oceans and released into the extra-tropical regions. When these perturbations to the mean state are explored using a model, which removes the effects of continental landmasses, hemispheric asymmetry can also be induced within the ITCZ (Frierson et al, 2013). This hypothesis that ITCZ asymmetry is determined by meridional overturning circulation can also be tested by imposing, between the extra-tropics and tropics on the two hemispheres, a symmetrical flux of surface heat. The results show that, within the extra-tropics, differences in hemispheric atmosphere-ocean flux of heat related to meridional overturning circulation are a necessity for asymmetry of ITCZ (Pike, 2013). It is still important to note that surface heat flux present in hemispheric imbalance is a result of continental
Saturday, October 5, 2019
Poll 211 research paper Example | Topics and Well Written Essays - 1250 words
Poll 211 - Research Paper Example The war affected virtually every nation of the world as each moved to align themselves with either the U.S. or the Soviet Union. This paper examines how the Cold War affected the U.S. foreign policy then and now. In terms of its organization, a proxy of the Cold War is discussed. Next, the author explains the factors that led to the collapse of the Soviet Union and the resultant chaos. Next, the author discusses the impact of the collapse of the Soviet Union at three levels: the impact on scholars of international relations at the time and the impact on the U.S. foreign policy then and now. Finally, the author draws conclusions about international relations based on the findings of the research. A proxy war is fought alongside a major full-scale conflict(Leffler & Painter, 2005). Usually, a major power will instigate a proxy war without directly involving itself. Many proxy wars were fought during the Cold War. The wars provided opportunities for the United States and the Soviet Union to stage armed conflict ââ¬Å"behindâ⬠the Cold War. The Greek Civil War was one of such proxy wars. The Greek civil war pitted the Democratic Army of Greece (DSE), supported by the U.S. against the Communist Party of Greece (KKE), whom Russia backed(Nachmani, 1990).The DSE wanted to gain control of the country from the KKE. Backed by and Britain and the U.S., the DSE were initially successful. Besides the backing by the two powers, the DSE had superior maneuvers in the battlefield. Meanwhile, the KKE made many political errors and Yugoslavia withdrew their support for them. Yugoslaviaââ¬â¢s withdrawal marked the beginning of the fall of the KKE. In the end, DSE won the war. Greece largely abandoned Communism and the sphere of influence of democratic/capitalist ideals increased as did tensions between the two powers. In December 1991, Americas rival, the
Friday, October 4, 2019
Assignment 2 Essay Example | Topics and Well Written Essays - 1500 words
Assignment 2 - Essay Example Some of the businesses still have the concepts and practices that date back a hundred years or more, when societies were far less dynamic than they are today. Like every aspect, markets and businesses should also accept the changing time. A brand name is a name given to the business which creates the image and reputation of the business in the market and for the customers. Branding is a major task in marketing, as in marketing a brand name is a major selling tool of the business and is one of the most important components of the total product personality. Brand is the personality that identifies the business. It can be a name, symbol, design or any feature of the business that portrays their good service and differentiates them from other businesses. The concept of branding has been coming form years and has long been one of the major weapons of the business (Franzen andà Moriarty, 2008, p. 360). Once the business starts to be recognized by the brand name or symbol, it can be eithe r modified or changed too. When it is about the changing marketing techniques and customers, businesses have been seen as changing their brands and taking them quite seriously than they ever were, traditionally the concept of brands was different than what it is today and thus the business behaviors towards the concept of brands have also changed. There are many ways in which the determined shift in the branding process has been observed and clued in the past few years. In the modern world, the brand name is how the customers look at the brand, their products and the business. The brands have started to play a unique mind game with the minds of the targeted customers. Unlike the previous era, the brands have now been given immense importance and most of the business products and success is decided by their brand name. Quality and price have become a secondary option for the customers, and brand name is the most important tool. Brand image is nothing but the businessââ¬â¢ characte r that conveys emotional value and not just a mental image (Keller, 2008, p. 57). Previously, the brands were not taken to be this important for the businesses. They were considered as merely a positive point for the business through which they can reach to the customers and create a relation with them that lasts for long and serves them with the right product. The market and the customers too, accepted the brand name as an advantage for the business. In the market, the business with the brand name would be prioritized higher than other businesses. And the customers would check out the products of the branded business first. This trend was carried out until the perceptions of the customers started changing and immense transformations were seen in the marketing trends. In the post modern world, the perceptions of customers have changed greatly in many ways which is why the branding techniques have changed too. The customers have created the perception that the brand name of the compa ny delivers its quality of products, efficiency in producing, their pricing strategies and effective service. The customers perceive the brand image to be the tool that defines all the aspects of the business. Today, in the modern world, the brand image is all that the customers seek for. The business knows how they brand name and image play on the minds of the customers
Thursday, October 3, 2019
Search for My Tongue and Presents form My Aunts in Pakistan Essay Example for Free
Search for My Tongue and Presents form My Aunts in Pakistan Essay In this essay I shall compare the ways in which each poem describes being part of two different cultures. The word culture is a religion or a belief you belong to or something shared by people. A culture can be a Somalian culture in which we like to eat rice however I am also a part of British culture which I like to eat fish and chips. In my opinion I think it is important to belong to a culture because it represents you and what you do in your life. If you are part of more than one culture you will have a clash. The moral of a Muslim culture says dont steal furthermore the school culture, kids may tell you to steal. We have been looking at these two poems exploring these themes. The first poem is Presents from My Aunts in Pakistan. This tells the story of a teenage girl who does not feel comfortable in the Pakistani clothes sent to her by her relatives but prefers wearing denim and corduroy, which are her everyday clothes in England. The second poem we have been investigating is Search for My Tongue. It examines about a young adult that forgot about her two tongues which means her two languages. The poet testify that she forgot her native tongue which is Guajarati and knows her foreign tongue on the other hand she feels uncomfortable talking at the same time using both languages. Although the poem is using the same metaphor, one talks about a young teenager who is confused in her own thoughts. The young teenager cannot decide whether she is more British or Pakistani. The other poem called Search debates about mother tongue and foreign tongue. A mother tongue is the language that you were born with alternatively a foreign tongue is a language that you learn by yourself. Even though the poems have many differences, theyre also equivalent because they both use a metaphor, which means when something is represents things we cannot see, hear, touch, taste and smell because they are abstract. An example would be a fire which symbolizes anger or exasperation. However, the metaphors are conflicting in each poem. In Presents from My Aunts in Pakistan it is clothes that show her identity and her culture; whilst in Search for My Tongue it is tongue which represents her language. I will introduce the poem by demonstrating how Moniza Alvi develops that idea that the young teenager is torn apart being half British and half Pakistani through her feelings about clothes. At first, the clothes from her aunts are brilliant; she describes the salwar kameez an exotic peacock blue. An example would be they sent me a salwar kameez peacock blue. In this quotation she is suggesting the peacock an exotic bird that has beauty and confidence which contrasts with her feelings. Blue suggests peace, which contrasts her inner conflict and her low self esteem. An example would be a fractured land. In this extract she is feeling another side of her identity she tries to imagine how it might have been if shed lived in Lahore instead, and wonders would she have been more or less at home or still feeling torn apart from two cultures which are the Pakistani culture and the British culture. However, the clothes can also hurt her, for example, candy stripped bangles snapped drew blood. In this quotation she is sensitive and fragile because it indicates her. The word blood suggests her cultural identity which is Pakistani culture. The word snapped specifies that she has been torn apart from two different cultures. The clothes make her feel awkward for example satin silken top was alien. In this extract the girl in Present feels that she is alien and alien implies she does not belong in this world. The word alienated is a use of oxymoron because alien and sitting room does not go together. The poet us oxymoron because you should feel at home when you are sitting in the sitting room however the girl in Presents she feels uncomfortable sitting in her living room wearing her Pakistani clothes. The clothes remind her that she is half-English, which makes her feel uncomfortable and at the same time, she says the clothes are radiant in the wardrobe. Even though she isnt wearing them, they seem full of light and beauty compared with her other things. She is drawn to the flourishing colours. The girl in Presents form My Aunts in Pakistan feels that she would be more relaxed in her everyday English clothes. An example would be I longed for denim and corduroy. In this quotation she is showing that she really likes the British clothes. Denim and corduroy symbolizes British clothes. They are dull and normal unlike beautiful satin silken clothes. This tells us that her Pakistani clothes which are stunning contrast with her lifeless British clothes which were bought from MS. As her English friend dont like her Pakistani clothes, for example, did not impress her school friend. In this extract the English people are shown not value Indian culture. The girl internalises this idea. Her English friend does not like the bright colours of Indian clothes she likes the dull English clothes. However, the girl in Presents admires the delicate way the clothes have been made. An example would be I admire the mirror work. In this extract she tries to see her identity in the Asian clothes drown to her beauty. It also shows her mixed feelings about her heritage; she loves it and hates it at the same time. The opening part of Search for My Tongue is that the girl feels like she is making you imagine having a voice. An example of this would be I have lost my tongue. In this extract the tongue represents her language she has lost part of herself. Tongue sounds more physical and more painful. This is similar to Presents because it connects to the candy stripped bangles she is sensitive and fragile which connects to Searchso both of the poems we can see that they are in pain. In Search for My tongue a powerful image shows the awkwardness of having two languages. An example would be two tongues in your mouth. In this quotation she feels awkward in her mouth. As two tongues are in her mouth she feels muddle up and confused as she cant talk English and Guajarati at the same time. This is similar to Presents because the girl feels that her clothes have clung to her. It connects with Search as both show awkwardness. Also, they both suggest that the main characters have to make a choice between two cultures. You cant have both. As the poet feels it is impossible to combine both languages. For example, you could not use them both together. In this extract she suggests having two tongues puzzle you. This is similar to Presents for the reason that the girl does not feel right with Pakistani clothes she likes wearing her dull every day clothes which are denim and corduroy. The poet sometimes feels she is losing her native language. An example would be I thought I spit it out. In this quotation she feels that she is rejecting her native language and she is feeling that she is losing it. In contrasts with Presents she does not feel comfortable wearing her Pakistani clothes. Both of the poems have similarities which they are both lost and dont know what culture they are from. The two poems are also different in their use of structure which means when something is laid out or it makes something clear. Sometimes, structure is hidden. It is important to understand the structure because the poet lays out the poem so it emphasis the poem. An example would be when the poet uses rhythm and rhyme. We notice that then the other normal rules. In Presents Form My Aunts in Pakistan, she uses symmetrical structure she does not follow a path she follows her thoughts and memories as the girl is confused. The poet shows the flow of her thoughts as how one memory triggers another. First of all the poet starts of talking about her salwar kameez. Then she goes of and talks about her mothers jewellery then she goes back to her birth place which triggers her thoughts about her real culture which is Pakistani culture.
Wednesday, October 2, 2019
Constraints to Islamic finance growth
Constraints to Islamic finance growth Contents INTRODUTION: The global financial system: Facing the challenge: Reaching critical mass: THE REGULATORY CHALLENGE: Malaysia as case of study: CONCLUSION: Reference INTRODUTION: The Islamic financial industry today is an important component of the global financial world, the total Islamic assets ballooned from US$150 billion in the 1990s to US$1 trillion in 2010.The most successful and fast developing sector of Islamic financial industry is namely ââ¬âSUKUK, Islamic banking, TAKAFUL, and fund management. SUKUK market at the end of 2010 was estimated to reach US$143 billion; the Islamic banking sector worldwide is valued at US$850 billion in term of assets, while Islamic fund industry under management grew by 15% globally. The IFSB expects the value of global Islamic financial assets to reach US$1.6 trillion by 2012. Islamic finance has demonstrated its competitiveness and resilience during the global financial crisis. Today Islamic finance is in transition to the next stage of development, greater international integration and Islamic finance institution to mobilize a higher level of global cooperation will help to further propel the prospects of Islamic finance moving forward. Several countries now in the race to become Islamic finance hubs such as ââ¬âLondon, Hong Kong and Singapore, also new market such as-Luxembourg, South Korea and Australia, in addition they aspire to become Islamic finance centers. The global financial system: Global wealth currently held by 4.4 billion people has increased 72% since 2000 to reach US$195 trillion driven by robust growth in emerging markets, many of which are comprised of large, diverse Muslim populations. Global wealth is estimated to grow 61% to US$315 trillion by 2015. On the other hand, US banking assets are valued at approximately US$13.3 Trillion at the end of 2010.while global banking assets reached US$85 Trillion by end of 2011.The value of global Islamic across all asset closes remains minuscule in comparison to that of their conventional counterpart .Total Islamic financial assets make up less than 1% of the total global financial assets. Facing the challenge: Nowadays market capitalization of Islamic banking dwindles in comparison to their conventional counterpart, the capitalization was only 4.1%, and actually Islamic banks were much less affected by the global financial crisis. The Islamic banks are facing a larger challenge as the conventional banks recapitalize and merge. Conventional banks have been able to return to profit in NO time in 2010 only, the ten top conventional banks (by ââ¬âPre-crisis market capitalization) net profit increase by 139% year on year. Meanwhile the Islamic banks suffered 55% decline in net profit during the same period. Reaching critical mass: Islamic finance needs to reach the critical mass and cannot be underestimated. It has been identified as the number one for Islamic finance to become truly competitive with the conventional system, ways to get this goal could include reaching out to untapped markets and audiences or build an entity can influence multiple areas of the market with expertise and capital. Large ââ¬âscale institutions which will have all the capabilities to penetrate the various segmented markets with expertise and knowledge while providing Shariah- compliant financial solutions. Another often mentioned challenge in the Islamic finance industry is the issue of liquidity. The Islamic finance markets currently lack the liquidity , but in the last ten years Islamic financial institutions (IFI) developed rapidly to meet the demand from both retail and corporate entities, and IFIs still face the challenge of a lack of instruments to manage liquidity as a result product being short -term given under the current constraints. But the large Islamic finance institutions can enhance market liquidity and hence offer product pricing by integrating their global and regional market operations. Also Islamic finance needs to meet the human capital requirement. Many Islamic banks still have limited capabilities and expertise to consistently create, therefore increase with development of Islamic financial product and services need for high skilled staff. Further areas of focus in capacity building and talent development include: The need for practitioners and stakeholders to be highly qualified. The need for specialized training and educational institutions. The development and adoption of industry best practices. The collaboration and exchange of knowledge across jurisdictions and supplementary research into and development of key specialized areas. Second area for reaching critical mass is Islamic microfinance, currently there are more than 200 Islamic microfinance institutions around the world, the main countries are Indonesia, Bangladesh and Afghanistan; but Islamic microfinance is still in its nascent stage. A 2007 global survey on Islamic microfinance undertaken by the (GAP) group to assist the poor shows that only 350.0000 customers and accounts for only around 0.005% of total microfinance outreach. Although 2010 estimates now put this figure at 0.05%, the slow growth in Islamic microfinance is due mainly to the fact that the facilities were usually provided by specialized institutions such as non-government organization (NGOs) and not by Islamic banks. Islamic microfinance should be integrated into countries mainstream banking and financial system, this will help to: Create greater awareness of product. Encourage product innovation Improve access to microfinance. Widen and strengthen the distribution channels. Standardize regulation and improve transparency. THE REGULATORY CHALLENGE: Global financial sector lost almost US$ 1.8 trillion as a result of the financial crisis and a big part of the recent financial crisis can be blamed on regulatory failure .The absence of rules during the global depression resulted in many economists to reconsider their views on the model based on market in economic theory and is continuous in current communities in conventional banking. Many governments all over the world have introduced financial and economic reforms as a kind of government intervention to produce well- regulated financial systems, Malaysia as case of study: Malaysia was resilient against the global financial crisis due to strong fundamentals and inherently sound financial regulatory framework. Islamic banking in the country was well protected from the effects of the crisis because of the Islamic financial institution strict commitment to Islamic principles, which prevents high level of benefit speculative activities. The regulatory authorities have introduced a comprehensive regulatory and supervisory framework for Malaysiaââ¬â¢s dual financial system. Stronger standards have been set for corporate transparency governance, accountability, disclosure, risk management, customer protection, and market discipline. Below are some of the introduced internal regulations: 1- Corporate Governance Guidelines 2-Rate of Return Framework 3-Guidelines on Financial Disclosure 4_Sharia Committee Guidelines 5-Islamic Money Market Guidelines 6-Capital Adequacy Standards 7-Musharakah and Mudarabah 8-Firewalls for Islamic Window Operations. Generally, these initiative and regulation have the following effects on the Malaysian Islamic financial system: System, maintain the confidence of the public with IFIs as the custodians of public funds. Strengthen a competitive financial system which offers efficient and reliable services. Ensure the health of each IFI for development Prevent the risk of a contagion and methodology failure of the financial system Promote good market practices and high standards of corporate governance Protect customer and shareholders interest. CONCLUSION: There are some elements that are likely to comprise the growth of Islamic finance as below: The present Islamic banking is based on reproduction of conventional banking products, this is lacking to achieve the overall aims of Islamic finance system which is based on impartial distribution of economic advantages and makes Islamic finance less effective than their conventional counterparts. Not all the conventional products have an Islamic finance identical treasury and liquidity management tools. Islamic finance needs changes in the legal regulatory and tax environment to absorb finance without incurring additional cost to the customers. The different interpretations of sharia provisions have resulted in the absence of unification; common understanding is required to merge local market with the global market. Shortage of necessary tools to manage liquidity Expertise and human resource in Islamic finance are rare. For Islamic finance to get good stage of growth should be extended to reach critical mass, chances to get there include: 1-Large scale institutions have the possibility and capability to penetrate the different fragmented markets with experts while providing sharia compatible with financial solutions. 2-Microfinance has ability to find opportunities for the untapped SME market of the emerging economies and to capture interest in Islamic microfinance. 3-Sound regulation, to make sure that Islamic finance has a decent opportunity of growth and development while expending to critical mass. Some of the remaining challenges to be overcome include the development of human capital. Reference www.dawn.com/news/641420/comment-and-analysis-growth-constraints-in-islamic-financial-sector IFSB 4th public lecture on financial policy and stability, lecture by Baljeet Kaur Grewal- Amman- Jordan -2011 1
Free Great Gatsby Essays: Religious Influences :: Great Gatsby Essays
Religious Influences in The Great Gatsby During the 1920s, sometimes referred to as the Progressive Era, political and social changes surfaced in society in efforts to progressively improve the nation. However, the 1920ââ¬â¢s can accurately be described as the decade of selfishness. Society was material oriented and, as a result, there was a decrease in religious practices. This is vividly displayed in The Great Gatsby by Fitzgerald's use of mortal characters as religious influences. There are three significant occurrences in the novel which show the loss of spirituality of the time, beginning with Gatsby's watch over Daisy the night of the hit and run. Gatsby spends the entire night watching for Daisy's sign, just as knights risked their lives in pursuit of the Holy Grail. His desire for Daisy to come for his help and "live happily ever after" with him is misplaced because of the goal he hopes to attain: Daisy. à à à à à à Next, there is underlying symbolism presented shortly before Gatsby's death as he struggles with the swimming equipment. When offered assistance from his butler, Gatsby refuses and must "bear the cross" alone. Finally, Gatsby's murder is portrayed as a process of purification, which is of great religious importance. Shot in his chlorinated pool, Gatsby overcomes his shortcomings and is "cleansed" of his sins. à à à à à à The immoral efforts that were put against American pop culture in the 1920s are best summarized as Wilson stares into the eyes of Dr. T.J. Eckleburg of a vast wasteland, "You may fool me, but you can't fool God!" His neighbor must remind him, "That's an advertisement" (Parker 33). Another symbolic aspect of the Valley of Ashes is that it is the home of the Wilsons, a place where the average person has some type of religious practices. Myrtle's murder is a blatant example of the pointlessness of religion in the Twenties' society. Fitzgerald suggests that in Twentieth-
Tuesday, October 1, 2019
Coroperate Social Responsibility
Corporate Social responsibility Introduction A few years ago firms only goal was to gain economic profit from their businesses. In recent times it has been discussions if economic profit are the only reason for businesses to exist (Kilotons 1991) In modern society the belief that businesses have responsibilities against the society they operate in have grown bigger, but there are still people and organizations who believe that gaining economic profit from their business are the only thing they have to be concerned about (Chant 2013).The purpose of this essay is to discuss and compare the different viewpoints of corporate social responsibility (hereafter referred to as CARS) and the key issue is to see why corporations and their management should be concerned with CARS. The paper will start by explaining what CARS is and how businesses can gain profit from applying CARS. Thereafter the counterargument, that business doesn't have any other responsibilities then gaining profit, will be presented. An example of good CARS-work will thereafter be demonstrated.The relationship between ethics in business will also be discussed. Different views of CARS There are many different definitions of what corporate social responsibility is but one ay to look at it is that corporate responsibility is used to describe the work that companies do voluntarily that has a positive impact on society, the environment or the economy (Shill, Apothecary ; Kansas 2010). CARS is supposed to help businesses to behave ethically and gain economic profit and at the same time helping to solve social issues (Chant 2013).Not only are CARS good for the society and the people in it but also for the stakeholders of the company. CARS can change stakeholders purchase behavior, employment seeking and also investment. Over mime CARS can also help the company to build a stronger brand and in that way also gain an economic profit (Shill, Apothecary ; Kansas 2010). In recent times a lot of critiques have been pointed to CARS. The counterargument meaner that business only responsibility against the society is to gain economic profit and only do what the business was created to do (Chant 2013).Many opponents against CARS say that businesses only should use their resources and engage in activities that are designed to increase profits so long as it stays within the law (Kilotons, 1991). Why corporate social responsibility? The question is if businesses and corporations have a social nature and responsibility or not? My own answer to this question is that businesses, in the modern society, is of social nature and have responsibilities against the society. Corporations and businesses are a big part of our society and what they do make a big impact on people, environment and also how other business act.I would like to compare it with people walking on the street and don't put their rubbish in the garbage bins. I believe that almost everyone thinks that it would be ethically wrong not to put t heir rubbish in the bins. If everyone throws their rubbish on the street the society and community would not have looked nice and people would care less about, in this case, the environment because no one else does. My point of view is that it reflection of the people in it and so are the corporations and business (Chant 2013).It's understandable that some corporations think it is unnecessary to implement CARS and that it only will cost them money that they won't get back. To demonstrate how businesses can gain economic advantages from CARS I will use a Swedish company ââ¬ËKEA. KEA is a big home decoration company that operates all over the world and ton is one of their most important raw materials. The company want all cotton used in their products to come from sustainable productions. By using the better cotton initiative they can help reduce environmental and social impacts.They have also proved that this initiative can help KEA to offer competitive priced products that satisf y customers' needs and also helps the company to reach one of their ambitions to provide responsibly sourced products (CARS: Sweden leads by example in corporate responsibility 2013) With that said, my point is that many companies have to look ore on the output they can gain from CARS and not so much on the input. Conclusion There are many ways of looking at and understand CARS and my point of view in this paper is that CARS is a good thing and that corporations and businesses can gain both social and economic profits from it.On the other hand it can be difficult to measure performance of CARS and to compare business with each other (Chant 2013). But maybe comparing and competitiveness is not necessary as in economical ways. Maybe CARS can be Just a question of good ethics, something as obvious as throwing rubbish in the garbage bin or pay your employees' salary in time. Is that a realistic goal? Probably not, because it takes that CARS belong to some sort of common sense if that's going to happen.The important thing for businesses to understand is that CARS should be a part of their business strategy and goal. The modern world is growing and businesses have to keep up with the changes in the environment around them. People are getting more knowledge about ethics and culture and that's why it's getting more important for businesses and their management to apply it in to their strategy. Maybe people are going to choose one supermarket in front of the other cause the first one didn't care about the ethical issues with food production.
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